How To Get A Mortgage As A Freelancer

The life of a freelancer is amazing. You get choose who you work for. There’s no set time or location for anything, meaning you’ve got more freedom in how you do things. And the pay can be just as good as a traditional 9 - 5. But when…

Tips To Finding The Best Mortgage Lender

A mortgage is a major responsibility. We’re talking about anywhere from 15 to 30 years of a relationship with a company, so it’s important to shop around to find the company that’s best for you. There are plenty of lenders out there. Choosing the right one should include…

Common Headaches That Come With Credit Cards

Although credit cards can be a great convenience to have, there are some things most companies do that are a downright headache for consumers.  A prime example is billing disputes. If after looking over your bill, you decide that you want to dispute a transaction, there can be…

Paying Off Your Student Loans Quickly

Student loans are a looming part of higher education that gives most prospective students a headache before they've even started the application process. Alas, prospective and former students rejoice—here are some tips for paying off your loans quickly. Know what you're getting into. Make sure you read up…

The Risk of a 401(k) Loan

A 401(k) loan is an easy and cheap way to borrow, and although that may be enticing, it's also an incredibly risky move. These types of loans have incredibly low interest rates, meant to grab those seeking out a loan's attention. The Detroit News says, "If you stop…

What Does it Mean to Refinance Your Mortgage?

Mortgages can be very tricky, and knowing when to refinance yours isn’t always the easiest thing to figure out. But what exactly does it even mean to refinance your mortgage? When you take out a new mortgage to replace the original one you took out, that is refinancing.…

WellsFargo’s yourFirstMortgage Program

Wells Fargo is joining the other U.S. banks that now give low down mortgage payments, offering home loans of up to $417,000 with a three percent down payment. Loan takers will need good credit (FICO scores of 620 and higher) to be eligible for a loan, but Wells…

Utility Companies May Offer Loans for Energy Upgrades

Alaskan utility customers may soon find a pleasant surprise in the form of loans. For energy efficient upgrades and adding renewable energy systems, they will be paid back through their monthly bills. Known as “on-bill financing,” this is already done throughout the country. Gov. Bill Walker signed a…

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